For Insurance Professionals

Insurers typically offer lower rates to property owners who have fire or burglar alarm systems installed in their facilities, regardless of the particular system installed. But not all alarm systems are alike. The same holds true for the companies that install and monitor those systems. So how do you distinguish alarm systems that have been certificated for proper installation, service and maintenance as required by nationally recognized codes and standards?

CSAA members' central stations are Underwriter Laboratories (UL) listed and are able to issue UL's Alarm System Certificate Service, which provides insurers with a reliable way to identify alarm system companies qualified to install and monitor UL Certificated systems. By recommending fire and burglar alarm system installations that meet all applicable safety and performance standards as verified by UL, insurers can reduce the likelihood of a claim.

Additional Information and Resources

• Frequently Asked Questions about UL and the Alarm Industry

• Certified Fire and Burglar Alarm System Installations Can Cut Insurers’ Risk ("Advertorial" from Claims Magazine)

• A Practical Guide to Central Station Burglar Alarm Systems – 3rd Edition
  This 2005 updated edition of CSAA's best-selling reference book is designed for insurance agents,
  underwriters, loss-prevention specialists and law enforcement personnel. It provides information on
  how to select the most cost-effective burglar alarm system and explains the advantages of
  Underwriters Laboratories' Burglar Alarm Certificate Service Program.

• Order your FREE Fire Alarm Certificate Program CD-ROM

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